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When you are injured, in an automobile accident or some other manner, and you make a claim for injuries, you usually have to deal with a person who works for an insurance company. This person is called an "adjuster." If the person who injured you in an automobile accident had insurance, the adjuster works for their insurance company. If the person who injured you has no insurance, the adjuster worked for your own insurance company.
In both circumstances, the adjuster is working against you. The interest of he adjuster is to settle your claim for the least amount of money possible. The adjusters are trained by the by the insurance companies to use methods to get you settle your claim quickly and cheaply. They may say things to you about your case that are misleading or untrue. They have experience in settling cases and they may tell you that your case is not worth much, when, in fact, it may by worth substantially more.
When you are up against an insurance adjuster, because of their training and experience, they have an unfair advantage over you. You probably have no experience at all in valuing your case.
This is why a lawyer who is experienced in representing people who have been injured is valuable to you. The experienced lawyer can stand up to the adjuster. The lawyer knows what your case is worth and what to do to make sure you are fairly compensated for your injuries. The lawyer can answer your questions, and give you guidence on what you need to do to protect your claim. A lawyer can guide you on the type of doctor you may need to see to treat you for your particular type of injury. The lawyer wil gather all of your medical records and bills, and evaluate your case. The lawyer may order medical reports from your doctors to better understand your injuries. The lawyer can advise you on any problems you may have in your case regarding questions of liability.
Lawyers are willingto have a consultation with you at no charge to you. Lawyers handle these type of cases on a contingent fee basis. This means that you never leave a lawyers office owing him any money. If for some reason, there is no recovery, then you do not owe the lawyer a fee. And in most cases, a lawyer will not ask fo reimbursement for out of pocket expenses if a case is lost.
Another advantage of having a lawyer is that the lawyer handles all of the contacts with the insurance adjuster and you no longer have that hassle. The lawyer will assist you with all aspects of your case.
So the answer is "yes". You probably do need a lawyer in a personal injury case. And yes, you will benefit from having a lawyer. So call a lawyer and set up a free consultation. You should feel comfortable with your lawyer, so you don't have to agree to have a lawyer represent you unless you are comfortable with him or her.
More than likely, when your case is settled and resolved, you will be glad you hired a lawyer. |